How Affirm Works

Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay overtime for the things you love. We offer affordable monthly payments at your chosen pace—usually 3, 6, or 12 months—so you’re in control. From day one, you know how long you’ll pay and how much you’ll pay because we never charge late fees or other hidden fees.

Interest and no fees

We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Your APR may be different depending on your creditworthiness and where you are shopping. The exact terms that apply to your purchase will be given when you check out with Affirm.

This is a great option to help cover dental services that you may be covering out of pocket and can cover spa services that you want to get done.

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